We hold ourselves to the highest ethical standards and strive for full compliance with applicable laws and
regulations, partnering with law enforcement, and the nonprofit sector to contribute toward a safer world.
Business Ethics
Much like the culture of trust that we work to cultivate among our customers, we similarly uphold a culture
of trust internally. Our employees maintain a 100% completion rate of our Annual Compliance and Ethics
Training, which covers subjects like our Code of Business Conduct & Ethics, data protection, anti-money laundering, and
sexual harassment prevention. Employees have multiple anonymous and confidential avenues to share concerns
or ask questions, including our 24/7 global Integrity Helpline.
Through our Public Policy website, we
extend this policy of transparency externally. We provide disclosures on our lobbying and political
activity, such as trade, association memberships, and lobbying efforts on behalf of issues like cybersecurity,
cross-border trade, and small business lending.