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Creating Economic Opportunity

We’re using the power of our business, platform, and workforce to create economic opportunity for people around the world.

About Us • Values in Action • Creating Economic Opportunity

We're helping people thrive in the global economy.

Democratizing financial services means creating an inclusive digital economy where everyone can thrive, especially those traditionally underserved by the financial system. We’re using our platform to support financial flexibility so that consumers around the world can easily and efficiently manage their money and finances.

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We’re making it simple to send money worldwide.

Our products and services make it easier, safer, and more affordable to participate in the digital economy. Our money transfer service Xoom is particularly important for immigrants and refugee communities to transfer money to loved ones in other countries. Our service offers this capability at a lower cost than traditional channels and keeps more money in the pockets of consumers who need it most.

We're developing products to financially empower people.

We continue to enhance our platform with new and updated products and services that support customers’ ability to save, make flexible payments, and more conveniently make purchases. PayPal Savings allows U.S. customers to earn higher interest on savings than a traditional savings account, helping customers reach their financial goals faster. Building on the success of the cash back features of the Venmo Credit Card, we created the PayPal Cashback Mastercard® to provide more flexibility for consumers to make smarter purchases and maximize rewards no matter where they shop. And, through PayPal Rewards , we enabled consumers to earn points that they can apply at checkout, convert to cash, donate, or transfer to their bank.

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We're making it easier for people to manage their money.

To better support our customers in today’s digital economy, we’re committed to providing more seamless ways for them to manage their money and advance their financial goals. Our PayPal app is an all-in-one personalized digital wallet that gives our customers a centralized place to manage their financial lives, whether it is paying bills, sending money to family, or building up their savings. With the number of consumers using digital wallets expected to double to 4.4 billion globally by 2025, we’re continuing to launch new features and enhancements that are tailored to the evolution of our digital economy.

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