We provide businesses around the world with access to capital and critical funds.
For more than 20 years, PayPal has been helping small business owners achieve their dreams. Through our business financing solutions, including PayPal Working Capital, we give businesses access to the capital they need in a way that's faster and easier than traditional loans. As of 2021, we have provided business owners with access to more than $24.2 billion in capital facilitated through 1.2 million loans to small- and medium-sized businesses (SMBs) worldwide, supporting those who have been underserved by traditional financial services. This includes facilitating more than $3 billion in PPP loans to SMBs across the U.S., with 75% of the loan portfolio consisting of loans under $25,000 and an average loan size of $26,000.